Drought & Rural Assistance

Support for Mallee farmers and rural businesses doing it tough — financial counselling, income support, drought programs and mental-health services. Every service on this page is free or low-cost.

Where to start
  1. If you're under financial pressure, call the Rural Financial Counselling Service first (1300 771 741, free) — a counsellor can assess your situation and help you apply for Farm Household Allowance and other support in one conversation.
  2. If cash flow is the immediate problem, check eligibility for Farm Household Allowance through Services Australia — it's an income support payment, not a loan.
  3. If you or someone on the farm is struggling, don't wait — call Lifeline (13 11 14) any time, or the National Centre for Farmer Health for farm-specific support.

Financial & drought assistance

Rural Financial Counselling Service — Victoria

1300 771 741

Free, independent financial counselling for farmers and rural small businesses facing hardship — budgeting, debt, succession and Farm Household Allowance applications.

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Farm Household Allowance

132 316

Services Australia income support payment for farmers and their partners in financial hardship, paid similarly to JobSeeker with extra farm-specific supplements.

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Agriculture Victoria — drought & dry seasons

136 186

State drought and dry-season programs, grants, technical advice and seasonal outlook information for Victorian farmers.

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Regional Assistance Victoria

136 186

Coordinates state support during drought, flood and other agricultural emergencies, including hardship grants when declared.

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Mental health support for farmers

National Centre for Farmer Health

03 5551 8533

Research-based health and wellbeing service specifically for farmers, farm workers and their families.

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Rural Minds

Mental health awareness, training and resources built for rural and farming communities.

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Lifeline

13 11 14

24/7 crisis support and suicide prevention — call, text or chat online.

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Beyond Blue

1300 22 4636

24/7 support for anxiety, depression and general mental wellbeing.

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